INDEPENDENCE-FINSERVICE IS YOUR GUIDE IN THE VAST WORLD OF CREDIT OFFERS!
Consumer loans have gained a wide circulation across the globe making much easier the acquisition of things that you like. Following the general trends in the world market, our company together with leading banks specializing in consumer loans developed special credit packages allowing to cut down the interest rates and to reduce to the minimum all formal procedures relating to the issuance of a loan.
We offer our customers a special package "MultiCredit," which includes a wide range of loan options.
We do not confine you to narrow limits set by a single bank. Especially since today every bank on the consumer loans market occupies an individual niche in terms of loan conditions, requirements to borrowers, and financial potential.
Advantages of "MultiCredit":
differences between the banks' loan terms make it possible to offer to individual clients loan packages that are best for them;
our customer stand better chances to be issued a loan in one of the banks.
Independence-Finservice officers give a full information about every bank participating in "MultiCredit", about its specifics and advantages. Our goal is to provide for every client an independent and competent consultation about all credit options available.
Only the best banks participate in Finservices' "MultiCredit". Minimal loan amount — USD 2,000;
Maximal loan amount — no limit.
Packages that we offer:
- no-downpayment loans:
downpayment starting from 0%;
- long-term loans:
repayment period up to 84 months (7 years);
- classic loans:
annual interest rates starting from 9% in a non-Russian currency;
- payment "by installments" option;
- loans with a grace period;
- re-financing packages;
- loans for regional customers;
- loans for used cars.
This is how buying a car on credit works:
- You choose a car in one of Independence showrooms.
- Then Finservice staff helps you to choose a bank offering a loan that is best suited for you.
- To receive the loan confirmation, you have to fill out an application and to submit necessary documents along with it.
- Decision about issuing you a loan sometimes may be made as soon as 0.5 day since the moment you submitted the documents to the bank.
- After a positive decision, you conclude a car sale and purchase contract, in compliance with which you will make your first payment (pursuant to the bank's terms).
- When requested, we can take care of registration of your car with the road police (GIBDD).
- Also, Finservice staff will help you to choose the best insurance for your vehicle. You can purchase an insurance policy for the car you buy (motor hull and liability) in one of the companies approved by the bank.
- Then you conclude with the bank a loan agreement and a security agreement, with the car as the loan collateral.
- You take your car from the showroom.
If you want more information, please call managers from our credit and consulting department at (495) 234-0099 or put your question and get an answer via.
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